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Citi Strata Card
Giorgio Sarro
The Rich Grad Student
Citi Strata Card
Secure Application
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Learn moreQuick Info
Points Program: Citi ThankYou Rewards
Why we opened it!
The Citi Strata offers unlimited 3% on everyday spending such as grocery stores, gas stations plus one category of your choice. All without an annual fee.
The Citi Thank You Points earned with this card are transferable to American Airlines, a superpower and exclusivity of Citi cards.
RGS Value Table
| Category | Points | Value (1.1cpp)Base travel value | Max Value (3cpp)Optimized redemption |
|---|---|---|---|
| Signup Bonus | 20,000great | N/A | N/A |
| Annual Fee | $0 | N/A | N/A |
| Annual Credits | $0 | N/A | N/A |
| Net Annual Fee | $0great | N/A | N/A |
| Travel | 5xgreat | 5.50% | 15% |
| Grocery | 3xrgs wallet | 3.30% | 9% |
| Gas | 3xgreat | 3.30% | 9% |
| Dining | 2xgood | 2.20% | 6% |
| Pharmacy | 1xpoor | 1.10% | 3% |
| Other Purchases | 1xpoor | 1.10% | 3% |
| Lounge Benefits | Nonepoor | N/A | N/A |
| Partner Benefits | 3x at either Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Storesgreat | N/A | N/A |
| Misc Benefits | Nonepoor | N/A | N/A |
Signup Bonus
Key MetricAnnual Fee
Annual Credits
Net Annual Fee
Key MetricTravel
Key MetricGrocery
Gas
Dining
Key MetricPharmacy
Other Purchases
Lounge Benefits
Partner Benefits
Misc Benefits
Table Key:
*Point valuations shown are example redemptions; actual values vary by route, dates, and availability. Results not typical or guaranteed.
Additional Information
We use it exclusively at grocery stores when the Freedom Flex has no grocery bonus.
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